B4

Kris and I love our neighborhood. One of our favorite neighbors is John. John is a 70-year-old retired school teacher who lives in a modest ranch house. He has had the same house for over forty years.
(present perfect, т.к. он владел этим домом больше сорока лет и сейчас им владеет)

HAVE

B5

John spends his winters in New Zealand helping friends on a dairy farm. His summers are spent fishing in Alaska. Year-round, he rents his house to boarders. For a couple of months each year, he’s home. He leads a very active retirement.

SPEND

B6

John was working in the yard the other day when I returned from a trip to the book store.
(present simple passive, т.к. действие регулярное. Лето проводится, а не оно само что-то проводит)

WORK

B7

‘What books have you bought?’ he asked by way of conversation. ‘Nothing much,’ I said. ‘Just a few books on personal finance.’ ‘That’s great,’ he smiled. I’m glad to see that you are interested in investing.’
(past continuous, т.к. два параллельных действия. Одно продолжительное, другое короткое)

BUY

B8

‘let me tell you something,’ he added. ‘I was a school teacher and I did not have a big salary. But I saved what I could, and I invested it. I got a little luck, but mostly I just kept putting the money away.
(past simple, т.к. речь идет о конкретной ситуации в прошлом)

NOT HAVE

B9

Do You know how much I have now?’ I shook my head.
(present simple, т.к. простой вопрос. Кnow не используется в continuous)

KNOW

B10

Over a million dollars,’ he said. ‘And if you get started now, in a few years you will save a lot of money.’

(future)

SAVE